Creditly credit report policy
Effective Date: May 1, 2020
Please review the following rules that govern the Credit Report Policy of Creditly Corporation ("Creditly," "we" or "s").
Use of credit profile for identity verification
The Services being requested are governed by the Fair Credit Reporting Act. Creditly has established procedures for obtaining proper authorization to request and receive information from a consumer reporting agency regarding any consumer using the information intake and compilation services provided on creditgenie.com ("Services"). By using the Services, providing us your personally identifiable information on creditgenie.com ("Site") and authorizing us to request your credit information from a consumer reporting agency, you agree and acknowledge that you have initiated a transaction with Creditly, given us a permissible purpose to request and receive your information from a consumer reporting agency, and that the information obtained through the Services being requested may be used to confirm your identity to avoid fraudulent transactions in your name.
Credit history - eligibility inquiry
Your right to free credit reports
You have the right under the Fair Credit Reporting Act to receive one free credit report from each of the three U.S. national credit reporting agencies (Experian, Equifax, and TransUnion) during any 12-month period. You may also be able to receive free credit reports as permitted by state law (you may contact your state or local consumer protection agency or state attorney general to learn more about your rights). Please visit each credit reporting agency's website to obtain a free credit report from Experian, Equifax or TransUnion.