Credit Genie does the hard work—tracking, budgeting, and calling out sketchy charges—so you don't have to. It's money management, with a little magic.
MONEY MANAGER
Keep your cash in check.
Download Credit Genie
- Track your cash flow
- Budget without the BS
- Sniff out sneaky subscriptions
Easy monitoring
Track your spending. Without lifting a finger.
Credit Genie sees exactly where your money's going in real time. We spot trends, flag weird charges, and keep you in the know—so nothing slips through the cracks.
PERSONALIZED PLANNING
See the future (of your balance).
Credit Genie can help predict what's coming—bills, dips, awkward "uh-oh" moments—and warns you before things get messy.
AUTOMATED BUDGETING
A personalized budget? Your wish is granted.
Set your limits and let your Genie do the tracking. You just chill—we'll give you a heads-up when you're getting close.
SUBSCRIPTION MANAGEMENT
Subscription stalker, at your service.
We spot what you're paying for (even the stuff you forgot), flag price hikes, and help you cancel with one tap. Goodbye, sneaky fees.
How to Genie your money.
Sign up
Takes two minutes. Maybe less if you’re a genie.
Link your bank
We peep your finances (securely, of course).
Score a cash advance
Request a boost and get up to $150*. Just like that.
Real people getting real relief.
See what people are saying about Credit Genie.
In Credit Genie we trust.
Credit Genie doesn't mess around with security. Your info's locked down with the same encryption banks use. And don't worry—we don't sell your data, 'cause that's just weird.
Top-Tier Encryption
We lock up your info tighter than your favorite password. All data in transit and at rest is protected with bank-grade encryption.
Secure Bank Linking
We never store your bank login. Linking your account? That connection's wrapped in 256-bit encryption and handled through trusted, secure partners.
Data protection
We don’t sell or rent your personal info, ever. What you share with us stays between us.
Privacy on your terms
Want fewer updates? Hit pause anytime. Disable your account, disconnect your bank, or opt out of messages with a tap.
Get daily updates every 24 hours. Try logging out and back in if you’re having trouble.
We're currently working to expand our Money Manager service to include supporting multiple accounts. We hope to empower you further with this feature.
Open the Credit Genie app and tap the Finances tab in the bottom menu. Then, select the Budgets tab at the top of the screen. Select a Budget Category from the dropdown menu. Tap the current category name to switch between the ones you've set up.
Right now, Credit Genie uses a predefined set of categories to keep budgeting and insights accurate.You can't create a brand-new custom category (like "Kids" or "Pet Supplies"). But the current list is pretty flexible — just pick the category that comes closest. Want to suggest a new category? Let our support team know — we love feedback!
To stay in the loop, make sure you've enabled push notifications. We'll send alerts for important insights, like approaching your budget in a certain category or getting your paycheck. Turn on notifications to get these alerts.
Tap the transaction you want to edit. On the Transaction Details screen, tap the current category or look for an Edit Category option. Choose a more fitting category from the list — like switching "Shopping" to "Groceries" or "Entertainment" to "Dining Out." Confirm your choice — your transaction is now recategorized.
Tip: The app includes a comprehensive list of standard categories like Dining, Bills, Health, and Travel. Scroll or search to find the best match.
Tip: The app includes a comprehensive list of standard categories like Dining, Bills, Health, and Travel. Scroll or search to find the best match.
Not yet. Credit Genie's Money Manager tools allow you to learn about inflows and outflows happening on your connected account. Payment of your credit card bill will show up as an outflow, but your credit card balance and individual spending items will not appear.